What to Do After an Automobile Accident

At the worst, car accidents are traumatic. At the least, an accident will derail your immediate plans and force you to deal with the aftermath. It’s natural to want to minimize the ordeal directly following an accident and get on with your day, but it’s important to resist the urge.…READ MORE

Common Questions About Bankruptcy in New Jersey

If you find yourself in serious debt with no foreseeable way out, you can find yourself feeling very “doom and gloom.” Luckily, there are options for people who are seriously financially suffering to escape the endless spiral of interest and debt payments. Bankruptcy is available to most individuals in order…READ MORE

New Jersey Car Accidents and Police Reports

If you find yourself in a New Jersey car accident, you are usually required by law to have a police report filed. The only situations in which this is not the case is when there were no injuries, deaths, or property damage beyond $500. These reports will be generated by…READ MORE

What Bankruptcy Can and Cannot Do

Sometimes we have to take out loans or purchase things on credit to get something we need or want. Financial struggles can happen to anyone, but when those loans and credit cards start racking up interest, things can get dangerous. If you fall on hard times and can’t pay back…READ MORE

Bouncing Back From Bankruptcy

A past bankruptcy is perhaps the single worst stain a person could obtain on his or her credit report. A past bankruptcy declaration can obliterate a previously good credit score and can stay on your credit report for years afterwards. The ramifications of having a past bankruptcy on your credit…READ MORE

Why Are So Many Americans Over 65 Declaring Bankruptcy?

In a recent study published by the Social Science Research Network, it was reported that bankruptcy rates among America’s elderly population are more than doubling. Specifically, the study found that the rate of Americans over 65 years old filing for bankruptcy has increased by 204% from 1991 to 2016. Moreover,…READ MORE

Types of Debts in Bankruptcy in New Jersey

When you are swimming in unpayable debt, filing for bankruptcy may be a viable option to help prevent harassment by creditors and an inability to make a living. During bankruptcy proceedings, the way your different debts will be treated will depend on several factors including the type of bankruptcy you…READ MORE

Objecting a Wage Garnishment Order in NJ

When you owe certain types of debts, collectors may seek legal recourse by going to court and getting a wage garnishment order against you. Wage garnishment is a court order that is sent to your employer. Your employer will withhold a certain amount of your money and send it directly…READ MORE

Who is At Fault in a Pedestrian Accident?

Car accidents can range in severity and some of the most severe are those that involve pedestrians. Pedestrians have no protection from the elements around them, even if they are walking in a crosswalk with the green light. When a pedestrian is hit by a car, even one traveling at…READ MORE

What Type of Bankruptcy is Right For Me?

The idea of bankruptcy can be scary. You might not be ready for what’s to come after you file and the bankruptcy is finalized. There are quite a few options available to you when it comes to filing for bankruptcy. You need to take a good look at your financial…READ MORE