When the Coronavirus hit, it stopped much of the world in its tracks. Employees with reliable work and careers were laid off. Businesses that were doing well were closed down. Individuals, who were in the middle of a bankruptcy case, were put on hold. Much of the world’s life was put on hold with no end date. No one could have expected this level of impact to the financial and medical world. This has left many individuals with unanswered questions regarding debt and even bankruptcy.
Here are a few of the most common questions you might have about your bankruptcy case and COVID-19:
Can I Currently File Bankruptcy?
Yes. COVID-19 does not stop the need for bankruptcy. In fact, it has led to millions of Americans being out of work, increasing the need for bankruptcy even more. Fortunately, although you cannot physically attend one of the courthouses, you can still turn in your bankruptcy paperwork and file a case. If you’re working with a bankruptcy lawyer, they will ensure the paperwork is completed properly and put into the right dropbox. They will also await confirmation to ensure it is received and filed.
Is the Bankruptcy Filing Different Today?
You can expect some differences. With the courts being closed to the public, there will be a few changes. For one, you are not allowed to physically visit the courthouse. If the court deems it absolutely necessary to visit, then you might be subject to certain screenings. The expected timeline of a bankruptcy has also been extended with the COVID-19 outbreak.
With the courts closed to the public and fewer staff, you can expect longer wait times. Many staff members are also working remotely, meaning that it can take longer to process documents and bankruptcy transactions. Some courts may attempt to communicate with you via phone or email too, for your 341 meetings. Delays and rescheduling of appointments are also possible.
Are Telephonic Hearings Safe?
Local courts are organizing telephonic hearings as a way to manage bankruptcy claims and 341 meetings. They have implemented practices that ensure the safety and confidentiality of your personal information. It is possible that your case may be rescheduled or moved in order to ensure all necessary paperwork is present. It is also possible that your trustee will require you to sign an Affidavit of Debtor with a notarized representative. These steps are in place to protect your information.
How Can I Navigate Bankruptcy During This Difficult Time?
Navigating bankruptcy can already feel overwhelming, without the added confusion of COVID-19. The lawyers at the Law Office of Silverman & Roedel, LLC are here to help you navigate your bankruptcy case during this difficult time. We closely monitor and adjust our practices to ensure the safety of our clients, while also fully understanding the rules and requirements of the local city courts. Our clients need us more than ever during this difficult financial time.
Contact a West Milford Bankruptcy Attorney for a Consultation About Bankruptcy in New Jersey Today
If you are struggling with debt, you may need a fresh start financially. An experienced bankruptcy and debt relief attorney can help you explore your options and determine the best course of action for you, your family, and/or your business. The experienced New Jersey bankruptcy lawyers at the Law Office of Silverman & Roedel, LLC understand the nuances of New Jersey and federal bankruptcy laws, so we can help you protect your interests. Call us anytime at (973) 772-6411 or fill out the online contact form to schedule a confidential consultation. We have an office conveniently located at 1187 Main Ave #2C, Clifton, NJ 07011.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.