When you are injured in a car accident, you may think that getting compensation for your injuries and damages is as simple as filing a claim with the insurance company. But you need to remember that the insurance company’s overriding goal is to maximize its profits; insurance companies can improve their bottom line by paying out as little as possible in claims. Therefore, the insurance companies will use their teams of lawyers and adjusters to evaluate your claim and find any basis to pay you less than the full compensation you are claiming or to deny your claim outright. Therefore, if you are injured in a car accident, you need an experienced car accident attorney in your corner to fight back against the insurance companies.
Why You Might Hire a Car Accident Lawyer?
When you submit a claim on your own to the insurance company following your car accident, you may find that the insurance company is only offering you a few hundred or few thousand dollars even though you may have incurred tens of thousands of dollars in repair costs for your vehicle, medical expenses, and lost income due to missed work.
The insurance company will make a low-ball offer, banking on the fact that you may not yet understand the full extent of your damages, including your future medical treatment costs or lost earning potential, or on the fact that you may already be facing bills and other expenses and need cash now. In addition, as an unrepresented claimant, the insurance company may view you as someone who has no experience with the civil justice system and therefore no real ability to do anything besides demand a certain dollar figure.
As a result, you may consider hiring a car accident lawyer to improve the offer of compensation that you receive from the insurance company. Having a personal injury attorney to represent your interests will generally lead to you receiving a settlement offer that is several times greater than the offer you would have received without legal representation.
How a Car Accident Attorney Can Help You with Your Claim
A personal injury attorney will have the experience to properly evaluate the full extent of your present, ongoing, and future expenses and losses to put together a claim that will properly compensate you for all the damages you have and will incur as a result of your accident. An attorney can help you in your claim with the insurance company by thoroughly investigating your accident and recovering evidence your attorney can use to refute arguments that the insurance companies might make about you and your accident to try and reduce the compensation owed to you. An attorney can aggressively negotiate on your behalf, not being swayed by the tricks and tactics that insurers use to get unrepresented claimants to waive important rights for less money than they deserve. And finally, an attorney will know how to properly pursue your claim through the civil justice system, so the insurance company knows that you have the capability of fighting to get the full and fair compensation you are entitled to.
In the end, after you’ve been involved in a car accident, you may have serious injuries that you need to treat and recover from, and you need to work hard on getting back to your job and to your regular life. A car accident attorney can help you by taking on the hard work of pursuing your claim for compensation while you focus your time and energy on your recovery and on getting back to your normal life or your new life following your accident.
Contact a Clifton Personal Injury Lawyer to Discuss Your Car Accident Case in New Jersey
Did you or a loved one sustain serious injuries due to a car accident in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Silverman & Roedel, LLC represent clients injured because of car accidents in Paterson, Passaic, Wayne, West Milford, and throughout New Jersey. Call (973) 772-6411 or fill out our online contact form to schedule a consultation about your case. We have an office conveniently located at 1187 Main Avenue, Suite 2C, Clifton, NJ 07011.
The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.