SSD Benefits Lawyer in Clifton, New Jersey
Passaic County, NJ Social Security Disability Benefits Attorney
Determining the amount of benefit that you will receive from Social Security Disability (SSD) depends on a number of factors. These include the amount of income earned and the length of time you worked and paid into the Social Security system through payroll taxes. The Social Security Administration (SSA) will incorporate your highest earning years into the formula. They will also take into account inflation and other external factors.
Call a Wayne, New Jersey SSD Attorney
At the Passaic County law firm of Silverman & Roedel, LLC, our attorneys help disabled workers obtain SSD benefits. We make sure that the application accurately reflects the claimant’s work and salary history so that the beneficiary receives the maximum amount. To find out how our Social Security lawyers can help you with SSD benefits, call 973-772-6411 or contact us online.
Maximum SSD Benefits
Another factor that can affect the SSD benefit amount is the maximum payment cap. The average amount received in 2017 was $1,171. However, depending on income and work history, a disabled worker may have been allowed to earn up to $2,687 in 2017. Put another way: you cannot receive more than 80 percent of the amount you earned before you became disabled.
Other Factors Affecting SSD Benefit Amounts
If you receive other disability benefits from Workers’ Compensation or New Jersey state disability, your SSD payment may be smaller. However, receiving other government benefits, such as VA benefits, will not reduce your SSD payments.
Your initial payment may include back pay. Because obtaining a favorable decision about SSD benefits can take months or even years, the Social Security Administration (SSA) will pay a lump sum once they approve your claim. Back pay covers the months during which your claim was being considered. Social Security calculates the amount of this lump sum based on when your disability began and when you applied for benefits. There is a five-month waiting period for anyone receiving SSD benefits, so Social Security deducts benefits for the five months from the lump sum payment.
Medicare Coverage for SSD Recipients
Recipients of SSD benefits also receive Medicare coverage. There is a 24-month waiting period for Medicare to kick in. However, the waiting period begins when the disability began, not when the claim was approved. In many instances, SSD beneficiaries do not have to wait very long for Medicare coverage to begin because some or all of the 24-month waiting period has elapsed.
Contact Our Clifton, NJ Law Firm About Social Security Disability Benefits
Our Essex County, New Jersey lawyers will discuss the amount and the timing of your SSD benefits. To learn how we can help, call Silverman & Roedel, LLC at 973-772-6411 or contact us online. We can be your guide to Social Security Disability benefits.
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